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Author: mandmweb

Exciting Museum Hopping in Arizona

When you think about Arizona, the first things that you will imagine are wide stretches of deserts. But aside from these, you will also find numerous museums that will make your vacation more interesting and educational. One of the first museums that you should visit is the Heard Museum. This is the country's prime museum that is dedicated to Native American culture. These houses historical exhibits and contemporary Native American art. This is also where you will find kachina doll collection. In the Phoenix Art Museum, you will find wide spaces covered with contemporary art. Make sure you also drop by at the exhibits in the miniature rooms. This is not the largest museum in Phoenix though. The largest museum in the area is the Scottsdale Museum of Contemporary Art. Known for its daring architecture and cowboy art, it's one interesting place that you can not really miss. Speaking of cowboy, head to the Desert Caballeros Western Museum in Wickenburg. It may be a little small for a museum but it is big when it comes to its collection of Western and cowboy art. At the University of Arizona Museum of Art located in Tucson, you will find vast collections of Renaissance to contemporary artwork. Some of the artists who works you can find here include Pablo Picasso and Georgia O'Keeffe. Finally, go to Amerind Foundation Museum. It is...

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How to Compare Low Cost Automobile Insurance in Arizona

The internet is an automobile insurance shoppers friend. When you are comparing insurance rates for your automobile, first take a stop over at the Arizona department of insurance website. Take a look to see what insurers are licensed to do business in the state. After you've found the insurance companies you wish to compare, check to see if they have a website that will allow you to insert your information to obtain a preliminary quote. Be alert, however, that it might be better to talk to an agent directly because you will be sending sensitive information over the internet and you do not want it to fall into the wrong hands. Before you provide the information to the various insurance companies, make sure you know what they are receiving; in other words, no surprises. If you give the insurers permission to view your losses for the past 5 years (even though you might not have remembered several of the claims), make sure a copy is sent to you. Arizona insurance companies have access to a database of loss information through companies like Choice Point, Inc. This is a great tool for the insurance company, but sometimes the information contained in these reports have errors. You want a copy of the loss runs to verify that you are not being inadvertently charged for losses that are not yours. Be aware...

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Cruise Vacations Vs Ordinary Vacations

Cruise vacations are becoming more and more popular with each passing year. Years ago cruises were viewed as the ultimate luxury vacation, only enjoyed by the fabulously wealthy, or by cruise groups of senior citizens who had been saving for a cruise all of their lives. These days, quite the opposite is true. The cost of a seven day cruise vacation is comparable to a seven day vacation on to many other land destinations, especially when you consider all of the extras and inclusions that you get on an all-inclusive cruise vacation. Below are a few examples of how cruise vacations differ from the normal vacation getaway. Cost of Cruise Vacations vs. Ordinary Vacations When dealing with the cost of a vacation, a cruise vacation compares very favorably with most land-based vacations. When you book a cruise vacation, your fee's will include your lodging, all of your meals, as well as many daily activities that would cost extra if you took a typical land-based vacation. On land vacations you usually initially just pay for travel and hotel, having to add on daily meals and extra activities. Once you start factoring in the cost of gasoline for travel, restaurant meals and admission fees to parks and other excursions, you almost always come ahead ahead by booking a cruise instead. The Food is Fabulous! When you go on a non-cruise vacation,...

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Mortgage Loan: Receivable

Managing receivables is fundamental in every firm’s cash flow as it is the amount expected to be received from customers for products or services provided (net realizable value). Receivables are classified as current or noncurrent assets. These transactions are recorded on the balance sheet. Current receivables are cash and other assets a company expects to receive from customers and use up in one year or as per operating cycle, whichever is longer. Accounts receivables are either collected as bad debt or cash discount. Noncurrent assets are long-term, meaning they are held by the company longer than a year. Apart from the well known noncurrent assets, banks and other mortgage lending institutions have a mortgage receivable account that is reported as a noncurrent asset. Bad debts also known as uncollectable expense is considered as a contra asset (subtracted from an asset in the balance sheet). Contra asset increases with credit entries and decreases with debit entries and will have a credit balance. Bad debt is an expense account that represents accounts receivables that are not expected to be collected by a company. Cash discount is offered to a customer to entice prompt payment. When a customer pays a bill within a stipulated time which normally is 10 days, a cash discount is offered noted as 2/10 which means that if the account is paid within 10 days the customer gets...

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Mortgage Loan: Receivable

Managing receivables is fundamental in every firm’s cash flow as it is the amount expected to be received from customers for products or services provided (net realizable value). Receivables are classified as current or noncurrent assets. These transactions are recorded on the balance sheet. Current receivables are cash and other assets a company expects to receive from customers and use up in one year or as per operating cycle, whichever is longer. Accounts receivables are either collected as bad debt or cash discount. Noncurrent assets are long-term, meaning they are held by the company longer than a year. Apart from the well known noncurrent assets, banks and other mortgage lending institutions have a mortgage receivable account that is reported as a noncurrent asset. Bad debts also known as uncollectable expense is considered as a contra asset (subtracted from an asset in the balance sheet). Contra asset increases with credit entries and decreases with debit entries and will have a credit balance. Bad debt is an expense account that represents accounts receivables that are not expected to be collected by a company. Cash discount is offered to a customer to entice prompt payment. When a customer pays a bill within a stipulated time which normally is 10 days, a cash discount is offered noted as 2/10 which means that if the account is paid within 10 days the customer gets...

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